Welcome to TSP Strategies

Welcome to TSPstrategies.com! This Web site is dedicated to exploring the benefits of saving and investing in the Thrift Savings Plan.

The companion book, TSP Investing Strategies: Building Wealth While Working for Uncle Sam, lays out a simple set of strategies for long-term, buy-and-hold investors to consider while investing in the TSP. This Web site and accompanying blog will build on those concepts, while focusing on new investing options and developments related to the TSP.

TSP Stratagies Number One on Amazon

Monthly Archives: March 2012

Mar


30

TSP Updates Election Forms with Roth TSP Option

Thrift Savings Plan administrators recently released advance copies of updated TSP-1 and TSP-1-C election forms to reflect the new Roth TSP option. You can see the advance copies below. Note that the forms are dated “5/2012” (bottom right corner), reflecting the expected launch date of the Roth TSP option in the second quarter of this year. See “TSP Now Allows Roth TSP Contributions” for an update on the implementation of the Roth TSP.

Tagged
Leave a comment

Mar


26

Have You Seen the Roth TSP Posters?

Thrift Savings Plan administrators last month sent out details regarding posters to advertise the coming TSP Roth option, slated for the second quarter this year.  The posters were prepared for “America Saves Week,” February 19-26, with a big “Coming Soon – A New Way to Save, the Roth TSP” headline. Have you seen them hanging anywhere?  I must admit, I did not see any in February, and I have not seen any since “America Saves Week” (although I did see … more

Tagged
Leave a comment

Mar


23

Consumer Reports Highlights Greater Median Savings of “Aggressive” Investors

The March 2012 edition of Consumer Reports noted higher returns of self-described “aggressive” investors compared to those who describe themselves as “conservative.”  In a survey of 21,714 readers between the ages of 55 and 75 (“Avoid costly retirement mistakes”), the magazine advised against “investing too conservatively.”  It reported that survey respondents with an overall “conservative” investment style “reported median savings of $478,000,” while those who were “aggressive” reported savings of “$617,000.”  Respondents who were “moderate risk takers,” according to the … more

1 Comment

Mar


23

The New Roth TSP Option

Most of us have by now received mailings and leaflets highlighting the coming Roth TSP option for TSP contributions.  Unlike the other TSP funds, this is not a different type of stock or bond fund, but rather a different choice in how your current contributions to the TSP are taxed, which will determine if your withdrawals are taxed or not after you turn 59 ½.  Here are some highlights: –   If you choose to contribute to the Roth TSP, … more

Tagged
Leave a comment

Mar


06

What does $1,000 a year matter?

A lot, if invested consistently over time.  Imagine this: in the 40 years between 1971 and 2011, $1,000 invested at the beginning of each year in the C Fund – the large stock index fund – would have grown to over $626,000 by the end of 2011.  An investor in this scenario would have more than half-a-million dollars after investing a total of only $40,000 over these 40 years! Why 40 years?  This corresponds to saving and investing over a … more

Tagged
Leave a comment
SEO Powered by Platinum SEO from Techblissonline