Welcome to TSP Strategies

Welcome to TSPstrategies.com! This Web site is dedicated to exploring the benefits of saving and investing in the Thrift Savings Plan.

The companion book, TSP Investing Strategies: Building Wealth While Working for Uncle Sam, lays out a simple set of strategies for long-term, buy-and-hold investors to consider while investing in the TSP. This Web site and accompanying blog will build on those concepts, while focusing on new investing options and developments related to the TSP.

TSP Stratagies Number One on Amazon

Monthly Archives: March 2013

Mar


28

Military Retirement and the TSP

It was around this time of year several decades ago that my father began a conversation with me about my future.  I was a high school junior, and like many high schoolers, I had vague plans about traveling, eventually getting through college, and then doing just whatever might come my way. That’s when he talked to me about joining the military.  He had been in the Army by that point almost twenty years.  As upperclassmen in high school, we were … more

Comments Off on Military Retirement and the TSP

Mar


19

Study Recommends Keeping Status Quo for TSP Fund Offerings

Are you satisfied with the investment options in your TSP account?  Then you will agree with a recent “Investment Option Review” report conducted by Hewitt EnnisKnupp for the Federal Retirement Thrift Investment Board (FRTIB). On the other hand, if you are looking to further diversify beyond what the TSP has to offer, you may have to wait a while longer. The review compares the funds offered in the TSP to private sector “peer” plans and to the ten largest public sector plans. … more

Comments Off on Study Recommends Keeping Status Quo for TSP Fund Offerings

Mar


18

FINRA Investor Alert and the F Fund

The Financial Industry Regulatory Authority (FINRA) issued an “investor alert” last month discussing the risk of bonds in a potential rising interest rate environment, particularly long-term bonds. As TSP investors know, the F Fund is based on the “Barclays Capital U.S. Aggregate Index,” which is a total U.S. bond market index fund.  Thus, FINRA’s investor alert relates directly to F Fund investors. Perhaps the most important paragraph of the alert was the following: “Currently, interest rates are hovering near historic … more

Comments Off on FINRA Investor Alert and the F Fund

Mar


17

A Rising Retirement Age?

The discussion in Congress and the White House on retirement contributions and minimum retirement ages are not unfounded.  We are living longer and healthier, while the number of taxpayers projected to support the growing population of retirees is falling relative to what it was in the mid-1900s when many of the programs took their current shape. Given the changes in lifespans and worker-retiree ratios, adjustments have to be made. Europe is facing a similar situation.  Populations there are growing older, … more

Comments Off on A Rising Retirement Age?

Mar


16

The TSP and Facebook

Interested in investing some of your TSP savings in Facebook?  Or would you rather avoid it like the plague? In either case, take a look at the S Fund.  Facebook is the sixth-largest holding in the S Fund as of February 28th.  The S Fund is based on the U.S. Completion Total Stock Market Index, and as the name suggests, the publicly traded companies in the U.S. (like Facebook) that are not included in the C Fund – which is … more

1 Comment
← Older posts