Welcome to TSP Strategies

Welcome to TSPstrategies.com! This Web site is dedicated to exploring the benefits of saving and investing in the Thrift Savings Plan.

The companion book, TSP Investing Strategies: Building Wealth While Working for Uncle Sam, lays out a simple set of strategies for long-term, buy-and-hold investors to consider while investing in the TSP. This Web site and accompanying blog will build on those concepts, while focusing on new investing options and developments related to the TSP.

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Monthly Archives: June 2013



TSP’s F Fund Manager Warns ‘Bond Funds…May Not Be So Safe Anymore’

BlackRock, which serves as the investment manager for the F Fund (as well as the three stock funds), has placed ads in U.S. papers over the past month warning about possible future losses of bond funds in the future. The most recent ad, appearing on page A15 of the June 18th Wall Street Journal, reads: “Once safe.  Now risky.  Rethink your bonds.” It continues by declaring: “The traditional bond funds you once considered safe investments may not be so safe … more

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How To Avoid Investment Scams – a Convicted Felon Comes Clean

Bernie Madoff perpetrated one of the largest Ponzi schemes in history, with losses totaling between $50 and $65 billion.  He was convicted in 2009 and sentenced to 150 years in prison. In a recent interview from prison, Madoff shared how not to be taken in by a Ponzi scheme.  When asked where investors should put their money “with the least amount of risk for fraud,” Madoff answered: “The best chance for the average investor is to put money in an … more

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It’s Official: Greece is No Longer Part of the I Fund

What was unofficial before has become official now: Greece is now considered an “emerging market” country and is no longer included in the MSCI Developed Markets index funds.  As a result it is officially no longer a part of the I Fund.  MSCI made the announcement late on June 11th as part of its “annual reclassification review” of its indices. The I Fund seeks to match the performance of the MSCI “EAFE (Europe, Australasia, Far East) Index,” which is one of MSCI’s … more

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My Extended Medical Hiatus: A Reality Check on HDHPs/HSAs

I went on paternity leave a few months ago following the birth of our son.  Even before his birth, my wife and I had already visited the hospital facilities over a dozen times to check on his in-utero development, meet with potential pediatricians, check on things like car seat adjustments and to take CPR training.  I thought the birth of our son would be the only medical event of the year for us, but I was wrong. Within weeks of … more

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