Welcome to TSP Strategies

Welcome to TSPstrategies.com! This Web site is dedicated to exploring the benefits of saving and investing in the Thrift Savings Plan.

The companion book, TSP Investing Strategies: Building Wealth While Working for Uncle Sam, lays out a simple set of strategies for long-term, buy-and-hold investors to consider while investing in the TSP. This Web site and accompanying blog will build on those concepts, while focusing on new investing options and developments related to the TSP.

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Monthly Archives: January 2014

Jan


30

MyRA, Roths and the TSP

The president today signed a Presidential Memorandum directing the Secretary of the Treasury to develop “a new retirement savings security that can be made available through employers to their employees” and that offers “a low minimum opening amount…while earning interest at a rate based on yields on outstanding Treasury securities.” While not stated explicitly in the memorandum, the new “savings security” will have the same return as and function similarly to the G Fund.  The program has been termed “myRA,” … more

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Jan


29

Will BlackRock Continue to Manage the S Fund?

TSP administrators floated a request for proposals to manage the Small Cap Stock Index Investment Fund — the S Fund — earlier this month. This is the third major RFP to manage individual TSP funds in the past 18 months. BlackRock was re-awarded the contract to run the I Fund early last fall, three months after the RFP was first released in June last year.  The contract award was made in half the time originally anticipated, with the final award expected … more

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Jan


27

The TSP’s ‘No-Name Nor’easter’…

One of the primary competitive advantages of the Thrift Savings Plan is the rock-bottom costs (expense ratios) we pay to keep our money invested in the stock and bond market funds. At around .02% of each fund, this amounts to about $2 in fees for every $10,000 invested in the TSP funds.  The average expense ratio of all other mutual funds was just over .9% in 2012, according to Morningstar.  This would cost the investor $90 for every $10,000 he … more

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