Welcome to TSP Strategies

Welcome to TSPstrategies.com! This Web site is dedicated to exploring the benefits of saving and investing in the Thrift Savings Plan.

The companion book, TSP Investing Strategies: Building Wealth While Working for Uncle Sam, lays out a simple set of strategies for long-term, buy-and-hold investors to consider while investing in the TSP. This Web site and accompanying blog will build on those concepts, while focusing on new investing options and developments related to the TSP.

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Tag Archives: L Fund



New Asset Classes Being Explored

I’ve been prepping a book for publication these past two months – it should be out by the end of July – so I haven’t been paying attention to developments related to the TSP recently. A few things caught my eye as I was reviewing background events of the past few months, however. In a very interesting development, the FRTIB earlier this year reviewed an analysis of hypothetical returns on the L Funds that included different types of asset classes. … more

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The TSP Tweaks the L Funds

The L Funds are about to be tweaked. According to an announcement posted on TSP.gov: Updated Lifecycle fund allocations — (March 26, 2014) As a result of changes in long-term capital market assumptions and a review of the Lifecycle fund asset allocations, the TSP has revised the target asset allocations of the Lifecycle funds. The announcement then directs users to the L Fund page to see the “current asset allocations” for each of the funds. When I checked the fund … more

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20-Something Feds Act Downright Old

A recent study of TSP participant behavior found the age group allocating one of the largest amounts to the G Fund is…20-somethings.  As a group, 20-somethings had almost 45% of their of their TSP funds allocated to the G Fund. Only 60-somethings and 70-somethings allocated more to the G Fund, at about 50% and 55% respectively.  This is according to a demographic study of TSP participant behavior from 2006 to 2010 (see slide 18). The G Fund may be the least … more

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The Power of $300 Billion in Assets

The TSP as of the end of May held over $305 billion in assets, according to official Federal Retirement Thrift Investment Board (FRTIB) figures.  About 44% of that amount, or approximately $132 billion, is invested in the stock funds.  This includes investments held directly by TSP participants in each of the stock funds (the C Fund, the S Fund, and the I Fund), and those held indirectly in the L Funds (the Income Fund, the 2020 Fund, etc).  The massive … more

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The Most Popular TSP Funds

Ever wonder where your fellow TSP investors are placing their money?   While it is impossible to know in which funds individual TSP investors place their money, it is possible to find the aggregate amounts going into each fund for all investors as a whole.  These statistics are also broken down by category, for example by FERS, CSRS, and members of the uniformed services.  All of this is provided courtesy of the Federal Retirement Thrift Investment Board (FRTIB). It may not … more

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